By accessing and using the services provided by 1099 Medical Benefits, you agree to comply with and be bound by the following terms and conditions. Our services are designed to assist self-employed individuals and business owners in identifying and comparing health insurance plans that suit their personal or business needs. While we aim to offer accurate and comprehensive information regarding available insurance options, the final decision regarding plan selection, enrollment, and any commitments related to healthcare coverage lies solely with the user. It is your responsibility to review and understand the full details of any insurance plan before making a decision.

1099 Medical Benefits operates as an independent broker and does not represent or act on behalf of any specific insurance provider. We do not guarantee coverage, claim approvals, or outcomes related to any insurance policies chosen through our recommendations. Our role is to facilitate your understanding of available health insurance plans, provide quotes, and assist in the application process. However, any issues related to the administration, coverage, or payment of benefits under an insurance plan should be directed to the chosen insurance provider. By using our services, you acknowledge that you assume all responsibility for the final selection and use of any plan you enroll in.

Additionally, 1099 Medical Benefits is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or from the actions of third-party insurance providers. Users are encouraged to thoroughly evaluate each plan based on their individual medical and financial needs and consult directly with insurance providers for specific coverage details. By continuing to use our platform, you agree to these terms and acknowledge that 1099 Medical Benefits serves only as a guide and resource, not as a guarantor of any insurance outcomes.